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Budget 2026: Credibility reinforced, supply reduced

Author: Pooja Tanna 

The 2026 Budget delivered by South Africa’s Finance Minister, Enoch Godongwana, was what markets were hoping for – credibility, discipline, and a clear anchor for South African bond risk premia. While not a dramatic fiscal reset, it reinforced the structural improvement already underway in South Africa’s debt trajectory and, importantly for bond investors, delivered a further reduction in issuance.

A credible debt peak

The central anchor of this Budget is the confirmation that gross debt is expected to peak at 78.9% of Gross Domestic Product (GDP) in Fiscal Year (FY) 25/26, before gradually declining into the high-60s by 2033/34.

That “peak-and-decline” profile remains the single most important driver of the sovereign risk premium. Debt stabilisation reduces rollover concerns and lowers the fiscal risk premium embedded in long-dated yields.

Primary surpluses are expected to build steadily over the medium term, reinforcing the sustainability narrative.

The primary surplus is doing the heavy lifting

 

What stabilises debt is not the headline deficit, but whether

 

(growth – interest rates) + primary surplus > 0

 

As inflation stays low, interest rates fall, gold supports revenue and issuance is above par, the debt-stabilising primary balance requirement reduces.

 

In other words, the economy does not need a 2.5–3% primary surplus anymore to stabilise debt, it likely needs closer to 1.5–2% (projections in the Budget are: 0.9% FY 26, 1.6% FY 27 and 2.3% by FY28/FY29).

No tax shock and conservative revenue assumptions

The proposed tax hike indicated in the previous year’s Budget Speech was withdrawn and income tax brackets were adjusted for inflation, avoiding fiscal drag and providing modest support to household demand. Notably, Treasury adopted a conservative stance on commodity revenues. The recent strength in gold and PGMs was not aggressively incorporated into forward projections. This creates scope for upside surprise should revenue continue to outperform. Overall, the Budget leans towards being deliberately conservative, preferring to under-promise and possibly over-deliver.

 The key bond catalyst: reduced issuance

While the fiscal framework was broadly in line with expectations, the meaningful development for bond markets was the reduction in supply.


  • The weekly competitive fixed-rate South African Government Bond (SAGB) auction was reduced by R450 million to R2.55 billion, which is in addition to the R750 million reduction which had already been announced during the Medium Term Budget Policy Statement in November 2025..
  • Inflation-linked issuance remains unchanged at R1 billion.
  • Treasury Bills were increased by R500 million, which will be easily absorbed given strong demand for short-dated paper.

This reduction in nominal issuance materially improves the technical backdrop for bonds. In order to contextualise this shift, the weekly nominal auction now carries an estimated DV011 of roughly R1.75m, compared to nearly R4.8m in mid-2021. The amount of duration the market needs to absorb each week has fallen dramatically and this is occurring alongside sustained global demand for emerging market assets.

1 DV01 shows how much the value of a bond will change if interest rates move my 0.01% (one basis point).

Where to from here?

Reducing debt further will continue to aid bond yields, but the transmission is gradual and works primarily through compression of the fiscal risk premium.

Three channels remain key:

  1. Lower debt implies lower fiscal risk premium: as debt declines and primary surpluses build, investors demand less compensation for fiscal and rollover risk.
  2. Improved duration comfort: lower inflation, falling policy rates and a credible primary surplus path reduce long-end tail risk.
  3. Ratings trajectory: continued fiscal discipline increases the probability of further ratings upgrades, broadening the investor base and compressing term premia.

The domestic story remains constructive. The principal risks from here are global pressures such as geopolitics, U.S. interest rate volatility or broader risk-off dynamics. However, the next meaningful leg lower in yields will likely require stronger domestic growth momentum and renewed offshore participation. Foreign ownership of SAGBs remains below historical peaks. A structural rebuilding of foreign flows would represent a powerful tailwind for long-end bonds.

Darmhik Naicker

Darmhik joined Perpetua as a Risk & Quantitative Analyst Intern in 2026.

He holds a BCom Honours degree in Statistics and Data Science from the University of Cape Town, with a strong foundation in finance, quantitative analysis, and risk management.

Tasha Xinindlu

Tasha joined Perpetua as a Marketing Intern in 2026. 

She has a Business Administration Degree major in Marketing and Entrepreneurship from Tsiba Business School. 

 

Najmeerah Simons 

Najmeerah Simons is the Finance, Risk and Compliance Manager at Perpetua, where she oversees financial management, regulatory compliance, and risk governance across the business.

 

She brings experience from the Auditor General of South Africa, where she has served in various roles over a six-year period. She has also spent two years prior to her time in audit and assurance at an asset management firm where she worked in local, property and global finance divisions. Najmeerah holds a Bachelor of Business Science specialising in Finance and Accounting from the University of Cape Town and is qualified Chartered Accountant (South Africa).

Tasneem Abrahams

Tasneem joined Perpetua as a Finance and Business Trainee in 2025

She has a Business Administration Degree major in Finance and Investments from Tsiba Business School. 

Samantha Edwards

Samantha joined Perpetua as a Client Service Intern in 2025. 

She has a Business Administration Degree major in Finance and Investments from Tsiba Business School. 

Sisipho Jokazi

Sisipho joined Perpetua as a Business Analyst in November 2025. Before joining Perpetua, she spent 6 years at M&G Investments Southern Africa in the Institutional Clients team as an Institutional Client Associate providing client service support on a range of clients. At Perpetua, she is responsible for providing support in the servicing of clients; business development support (assisting in growing client base); components of client account management such as handling investment-related queries, performance analysis, and risk reporting. 

 

She holds a BBA degree and PGDip from TSiBA Business School and Regent Business School respectively. 

Jason Clark

Jason joined Perpetua as an Investment Performance & Risk Analyst. He is responsible for evaluating, measuring, and reporting on the performance and risk of the investment portfolios.

 

He brings experience from Luxcara, a German clean-energy asset manager, and Allan Gray, where he served in various roles over a five-year period. Jason holds Bachelor’s and Honours degrees in Economics from Stellenbosch University and is currently pursuing an MSc at the University of Bath. He also holds the CIPM® designation through the CFA Institute, specialising in investment performance measurement.